Your Trusted Local Insurance Company in Toccoa, GA
Customized Insurance Solutions for Your Home, Auto, Life, and Business Needs
We know this area. We know the backroads near Currahee Mountain, the historic homes downtown, and the small business owners working hard along Big A Road. Because of this, our team is local, approachable, and fully committed to helping you feel confident about your protection — no matter what life brings your way. So get your free quote today, and see why Toccoa and all of Northeast Georgia continues to count on Addison Insurance Agency.
Featured Reviews
There might only be three agents on duty, but they’ve done better than millions of agents worldwide. I truly value Mrs Bonda, Maryann, and Colby
– Steven Fuller
Great customer service. They search for the coverages that you need and best work for you. Very trustworthy people.
– Brian Collins
Great place for insurance. Very nice people to do business with. Always willing to help with a smile on their face.
– Dalton Conn
About Addison Agency
For more than 20 years, Addison Agency has built a reputation for dependable, personal insurance services throughout Toccoa and the surrounding counties. What started as a small, locally-owned agency has grown into a trusted name for insurance solutions tailored to fit real-life needs. From the beginning, our mission has been simple: protect our neighbors the same way we’d protect our own family—with honesty, care, and dependable coverage.
Being an independent insurance agency in Toccoa, GA, we’re not tied to just one provider. Instead, we work with a wide range of top-rated carriers, giving us the flexibility to shop around and find the best possible policy for your specific situation. That means more options, better rates, and peace of mind knowing someone is in your corner.
We live here, we work here, and we’re proud to serve individuals, families, and businesses throughout the Toccoa area — including Clarkesville, Lavonia, Carnesville, and more. Whether you’re driving to Lake Hartwell, commuting to Stephens County Hospital, or running your business downtown, we’re just a call or visit away.
Our Team
Areas Served
Baldwin, GA | Carnesville, GA | Clarkesville, GA | Cornelia, GA | Demorest, GA | Eastanollee, GA | Hollywood, GA | Martin, GA | Mount Airy, GA | Tallulah Falls, GA | Turnerville, GA | Westminster, SC | South Carolina
Our Insurance Services
At Addison Agency, we believe good insurance isn’t one-size-fits-all. It should fit your life — your budget, your goals, and your future. That’s why we offer a wide range of policy options to help protect the things that matter most.
Home Insurance
Your home isn’t just your biggest investment — it’s where your life happens. From strong summer storms rolling through the Blue Ridge foothills to unexpected repairs or theft, a solid home insurance policy gives you the security you need. Whether you own a historic home downtown, a modern build in a new development, or a rural home near Eastanollee, we’ll help you protect it with a policy that fits like a glove.
We’ll also walk you through additional coverage options like flood insurance or personal property protection, making sure you’re never left exposed.
Auto Insurance
From winding country roads to busy routes like GA-17 and US-123, Northeast Georgia drivers need auto insurance that’s as dependable as their vehicles. Whether you drive a compact car, an SUV, or a pickup with some serious miles on it, we’ll help you choose the right auto coverage for your lifestyle.
We also make sure you understand what’s covered — from liability and collision to uninsured motorist and roadside assistance. It’s about more than checking boxes — it’s about staying protected behind the wheel.
Life Insurance
We know these conversations aren’t always easy — but they’re essential. Life insurance helps you take care of the people you love, no matter what tomorrow brings. Whether you’re starting a family, preparing for retirement, or simply want to leave a legacy, our team will help you explore your options with care, clarity, and no pressure.
From term policies to whole life insurance, we’ll find a solution that fits your needs today while planning for the future.
Business Insurance
As a small business ourselves, we understand how much heart goes into running a company. Whether you own a storefront in town, a service business that covers the Tri-County area, or a home-based operation, we’ll help you protect your hard work with business insurance that fits your industry and risk level.
Our policies cover everything from general liability and commercial property to workers’ compensation and business interruption coverage. We can also help you review your policy regularly to ensure it grows with your business.
Commercial Auto Insurance
If you rely on trucks, vans, or other vehicles to run your business, it’s critical to have the right commercial auto coverage in place. Our commercial insurance policies cover everything from delivery vans to tractor-trailers, helping you stay compliant and covered on the road.
We’ll make sure your drivers, cargo, and equipment are all protected — because when your vehicles are protected, your entire business runs smoother.
Why Choose Addison Agency?
- Local expertise – We know Toccoa and the unique needs of Northeast Georgia residents and businesses.
- Independent options – We’re not limited to one insurance company—we work with many to find the best policy for you.
- One-on-one service – You won’t find a call center here. Just real people who care about your coverage.
- Ongoing support – From filing claims to making policy updates, we’re with you for the long haul.
- Honest advice – We’ll explain everything in plain terms, so you feel informed and confident every step of the way.
When you call or stop by our office, you’re never just a number—you’re a neighbor. We’ll take the time to understand your needs, review your current coverage, and help you make informed choices without the jargon or sales pressure.
Get Your Free Quote Today!
At Addison Agency, we’re more than just an insurance agency in Toccoa, GA — we’re your local insurance partner, ready to help you find clarity and confidence in your coverage. With this in mind, we take the time to get to know your situation, so we can build a policy that truly fits — not just for now, but for the future as well. So whether you’re looking to protect your home, your car, your business, or your family’s future, we’re here with guidance you can trust and coverage you can count on. Just call us today or request a free quote online and experience the difference that a community-focused agency can make.